A challenge to the smartphone market: I expect my next smartphone to have three things:

1. Near Field Communication (NFC) for mobile transactions
2. 4G data connection
3. Quad-core Processor (minimum Dual-core processor)

I am putting my money on NFC (no pun intended) and the future of mobile transactions. I also expect the hardware to help streamline user interface interaction and application processes. Until these expectations are met, I will stick with my aged BlackBerry Bold 9650. I will likely invest in the first device that meets these standards.

Bring it on, Apple and Samsung!